Finding health insurance quotes online can have its challenges, with so many companies offering the lowest prices, how do you really know that they actually have the lowest prices? Well, the only way their insurance rates could be lower is if they had more companies to quote with, this is because plan premiums are fixed by law, so if you compared the same exact product side by side, you would find the prices to be exact with all health insurance plans.
This is why it is beneficial to find an agency that is an independent insurance agency, so they can quote you multiple health insurance plans, and you can find the plan that has a deductible that is favorable to your situation. Additionally, you need to be careful, as some companies will say they have the same exact health insurance plan for cheaper, but they will raise the deductible, be very careful, the higher your deductible, the lower your monthly premium will be.
The best way to ensure that you are dealing with a top notch company is to check the consumer reviews, a safe website you can do this at is the BBB. Look for their stamp of approval and click on the link, if it takes you to the BBB website, and they have their grade, then they are a real member. Finally, to find the most affordable rates, see if you are eligible for any student discounts when looking for health insurance quotes.
